Was it authorized or not? As we continue to find ways of mitigating risk, data is a key tool in the process. This includes knowing whether an ACH Debit was truly unauthorized or if there was a mistake, such as debiting on the wrong date or for the wrong amount. Now, a change in the ACH Rules will help us better understand the true reason for these returned entries. See how this simple Rules change will affect you and how you process unauthorized returns.