Advances in technology have changed your account holders’ expectations for speed and convenience. Today, consumers and businesses want to send and receive money in an instant, and they’re turning to alternative payment services that can do just that. Now is the time to hone your knowledge on instant payments. Join us as we will look at what is trending around the world, including two new payment rails in the U. S.: Real-time Payments (RTP) and FedNow. We will also discuss how instant payments work, including clearing and settlement, and wrap up with a discussion of fraud considerations.