Accredited Payments Risk Professionals (APRP) have mastered the complexities of risk management for ACH, check, wire, debit, credit and prepaid cards, and emerging and alternative payments. Any professional in the payments industry can work toward accreditation. If you have worked in payments for years, you will add a highly respected qualification to your resume. If you are relatively new to the field, you will give yourself an edge over the competition. At a minimum, it is recommended spending two years working in the payments industry before taking the APRP exam. Those taking this training should have access to a copy of the NACHA Operating Rules.